Quote Quoting flyingron
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If you took out the loan, most likely the documentation they have is sufficient. It's wishful thinking on your part to think that you're dodging this on some imagined technicality.
Hi Flyingron, Thank you for your reply.
I took out the loan with a company that no longer exists, the loan was sold off in the 2008-2009 financial crisis so many times that there is no longer any correct accounting (I have asked for this from the current holder and they have failed to produce) . At one point the loan was sold off by one company without letting me know (so I was still paying them), the only way I found out was the new company that had purchased the loan called me and demanded payment. I was able to get the money back and start paying the other company. I don't imagine this is a technicality, I have read that in order to sell off a loan there are specific guidelines that protect the consumer. I would just like to find out if a copy of a fax is enough to tie me to this new lender, I mean... what if there are other copies out there. Thank you for your time, I really appreciate it.

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Hi Mr. Knowitall,

Thank you for your reply. I don't have the originals any more, I just remember tossing them out and never sending them in. Could you please explain to me what is the best evidence rule?

Also do you think that copies of faxes of promissory notes will hold up in court ? I know that when you take out a loan now, after the financial crisis a wet signature is required as well as a notary.