My question involves an auto loan or repossession in the State of: Texas
In the State of Texas, are Repossession Companies required to report when they pick up a vehicle, and if so, would it be before or after a pickup has been made?
My question involves an auto loan or repossession in the State of: Texas
In the State of Texas, are Repossession Companies required to report when they pick up a vehicle, and if so, would it be before or after a pickup has been made?
there is nothing I can find that requires them to notify anybody of their activities. I suspect it would be wise to give the authorities notice so they do not go looking for a vehicle believing it is stolen when it was simply repo'd but I suspect that becomes an issue between the police and the repossessor.
I agree with JK. Not required at all. Ordinary repo's aren't allowed to "breach the peace" in Texas. It typically does not happen even as a courtesy in most cases. Now on court writs, they may indeed call the police (or even ask that they be around) when they do what would otherwise be a "breach of peace" to recover the vehicle (breaking into a garage, etc...).
Well then your both wrong....every state I have ever repossessed in requires a report similair to the one below from California:
How are the police involved in repossessions?
Immediately after the repossession, the repossessor must notify the local police or sheriff's department that he has taken your vehicle. As long as the repossessor has the proper identification and can show that the legal owner hired him to repossess your vehicle, the police will probably not interfere with the repossession, even if you call them. However, if you feel that the repossessor has threatened or harmed you or damaged your property, or entered your car or property illegally, you should call the police and file a police report.
Or this From Florida:
If a licensed recovery agent violates the provisions of Chapter 493, F.S. the Department is responsible for initiating administrative action.
The following are examples of violations that are prohibited by law and may result in administrative action such as a fine, probation, revocation or suspension of license.
A recovery agent cannot commit a breach of the peace by acting riotously, forcibly, or unlawfully when conducting a repossession. Example: A debtor objects verbally or physically to a recovery in progress and the recovery agent does not retreat or cease recovery activities when the debtor refuses to surrender the vehicle.
Failing to safeguard and inventory personal property.
Failing to keep the inventory of personal property for two years.
Charging the debtor an unreasonable fee for the recovery, transportation, inventory, storage, and disposal of personal property.
Failing to return all personal property once the debtor has paid the fee.
Failing to give written notice to the debtor about the whereabouts of personal property within five days after repossession.
Failing to notify the debtor by certified mail within 45 days prior to disposal of personal property.
Disposing of personal property before the end of the 45-day period the debtor is given by law to retrieve personal property.
Carrying any weapon or firearm on private property when performing repossessions.
The recovery agency's license number does not appear on the repossession vehicle and there is other identifying information on the recovery vehicle during a repossession.
Failure to notify the police or sheriff in the jurisdiction of the repossession within two hours after recovery.
The only reporting requirement I can see is Occupations Code, Sec. 2308.2565, which requires a vehicle storage lot to report a repossessed vehicle to the police within two hours of receipt.
Say what you want about jk. He's nicer than me, and he's usually right. He's corrected me before. Statutes, case law, legal authority.
So far nobody cares what you think pubby boy. You have not "dealt with" me. You simply make up BS and claim you are correct with absolutely no valid support.
By the way, it is impossible for me to be wrong in my first post in this thread. I said I could find nothing that requires the repo man to notify the police about the repo so please tell me, if I could find nothing that requires such notification, how can I be wrong. Learn to read. I did not say there is no requirement. I said I could find no requirements and apparently neither can you.
so, if you believe you are correct, put up or shut up.
It was presented as a question about Texas, a state that is almost as odd in its laws as Louisiana... but in more of a "wild west" manner.
Oh, so you could care less. That means you do care. The phrase is: I couldn't care less. That would mean you cared the absolute minimum possible or, in other words, you don't care. If you could care less, that means you do care some unspecified amount but you do care. Thank. I'm thrilled that you care about me. It warms my cockles. So now you can be known as a cockle warmer.
I wonder if admin can change your user name to "the cockle warmer"
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Hey cockle boy. Notice where it states: my question involves....
notice something after that? Like, maybe, TEXAS?