Lets say I could be a poster child of what's wrong with the student loan system.
I first attended art college back in 04. It was rather pricey, and was suggested I borrow for most it, it was a good school, I'd get a good job. I didn't know what I wanted to do though once I got into things. I tried a lot of different things, all on borrowed money, oblivious t my future. I somehow had borrowed 150k and didn't finish my degree (not that I even in love with my declared major, it was a last resort, and a design one, so you had to be good at it, and I was ok) Fast forward to 2013. I've interned and has various freelance gigs. I know what I want to do now, but getting experience and education for it doesn't seem possible. My debt was up to 220k after all the interest and fees over the yrs, and I couldn't keep up with those kind of payments. I had $167k to Sallie Mae. That's not going into default and they're telling me I'lll owe them over $300k. Add that to my other students loans, and I'm looking at close to $350k, no college degree, and it was art school nonetheless. There's no way in hell I could ever afford to pay that off. I've been living at my parents, at 27. I want a future, a home, a wife, a family. I don't see that happening with my situation. Now I'm waiting for paperwork from Sallie Mae to see what comes next.

Is this the type of student loan debt I'll be able to bring down if I went to court? I know for the most part student loans aren't dismissible, but my situation is extreme, and it certainly would have a hardship on my living situation. I don't have any assets, so they can't take anything. My last couple jobs have been freelance gigs, and I my other private loan, not Sallie Mae, has my aunt as my co-signer, so that's been my focus. Both private and federal would've been around $2k/month in payments, which is crazy in my situation.

Any advice?

-Lost and hopeless.