My question involves collection proceedings in the State of: KY
Hello all, I'm new here.
I have a small private student loan ($4000) from AES, I had chapter 7 bankruptcy about 2 years ago, and I have included this debt in my BK that was successfully dismissed. All of a sudden about 2 months ago I started getting collection phone calls about this debt. I checked my credit reports and they say debt was in BK all balances are $0. Now this new collections company is trying to collect on it, they placed a new entry on my credit report (however balance is $0) and now it's hurting my credit recovery process. My questions are: are they allowed to do this, is this lawful? and my biggest concern is can they sue me and get a judgment against me?
Thanks a lot![]()

