My question involves collection proceedings in the State of: Florida
Please help. I've made six partial payments on a private student loan originated in Vermont in July 05 totaling 600 dollars. The loan defaulted in 07 past Florida and Vermont SOLs. Not in garnishment, but talking to the CA they seemed exasperated that I was unwilling to pay more and enter into a formal repayment agreement going as far to say that i was not in a real repayment agreement at all. They actually hung up on me odd for a CA. I agreed to call back when speaking to a supervisor, but they stresses that my agreement was only temporary, and I needed to have a written one but at no time did I enter into a written agreement past or present. The Florida SOL statutes are confusing at best and I hope you all can help, none of the info I've read has a definitive answer.
What confuses me is that I have a loan in rehabilitation with Sallie Mae, and they insisted that I sign and return a contract before any debt agreement was officially entered upon. Did I make a 25k dollar mistake, or do I have a fighting chance if I don't enter into a final agreement. This while ordeal is fishy.
Thanks,
SOL on SOL

