My question involves collection proceedings in the State of: Washington.

Pretty straightforward. I owe a medical provider a little under $3,000. It went to collection. Now, I recently was served a summons.

The complaint is essentially as follows:

I - Plaintiff is a Wa corporation.
II - Client identified in Attachment A has assigned to the plaintiff debts owed by the defendant.
III - Defendant is now indebted to the plaintiff for amounts assigned together with costs allowed for this suit action. Estimated costs are detailed in paragraph IV.
IV - Plaintiff prays for judgement against the defendant for principal in the sum of $XXXX, with interest of $XXX, plus statutory interest form date of filing, plus $0 handling fee, $0 collection fee, $5 exparte fee, $0 statutory damages, $XXX for estimated costs and disbursements, together with any and all statutory or reasonable attorney fees allowed by law.

Attachment A is just an itemized list of charges (no dates, no specific medical procedures, just the same creditor repeated with amounts and interest.

So my questions:

1) What is my next step. (basically I owe the money. But, of course, I have none. And I would love to settle for less. At the least I need a payment plan. I don't suppose I have any grounds to really fight the lawsuit, since I do in fact owe the debt.

2) I suppose I need to serve a Notice of Appearance with the plaintiff attorney and court (I will do so in person and get copies stamped.) Where can i get a template for a Notice of appearance? (preferably online, rather that having to drive to the court clerk).

3) Where/when do plaintiff "reasonable" attorney's fees come into this?

4) What else do I need to know right off the bat? (I have only a few days left to respond.)