So what you are saying that the responsibility falls on me completely and although the monitor company called and assured me that I am covered 100%, I will now have to bear the consequences. I feel cheated. Although legally it may be fault, isn't there anything I can do at this point? I don't even think I can pay $7,200 at this time. What do I do? Will they reduce the amount? If I dispute the claim, will that give me time before they send collection my way?

