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  1. #1
    Join Date
    Nov 2013
    Posts
    1

    Default Unknown Hospital Bill Sent to Collection

    My question involves collection proceedings in the State of: KANSAS
    IN SEPT. 2010 I MOVED FROM CA TO KS. I WAS PREGNANT AT THE TIME AND IMMEDIATELY OBTAINED HEALTH INSURANCE THROUGH KANSAS HEALTHWAVE. IN DEC.2010, I WENT TO THE E.R FOR SOME UNUSUAL PAINS AND TO MAKE SURE I WASN'T GOING INTO EARLY LABOR. I PROVIDED MY INSURANCE INFORMATION TO THE HOSPITAL UPON ARRIVAL. THIS WAS THE ONLY TIME I RECEIVED ANY MEDICAL CARE FROM THIS HOSPITAL. I EVENTUALLY DELIVERED MY CHILD IN A DIFFERENT HOSPITAL THAT WAS CLOSER TO MY HOME. I HAD HEALTH COVERAGE THROUGH KANSAS HEALTHWAVE FROM SEPT. 2010 TO MARCH 2011. I LIVED IN THE STATE OF KANSAS FROM SEPT. 2010 TO MARCH 2013. I MOVED BACK TO CA. TWO DAYS AGO I DECIDED TO REQUEST MY ANNUAL CREDIT REPORT. I NOTICED I HAD AN ACCOUNT IN COLLECTIONS DATING BACK TO DEC. 2010. THE CREDITOR WAS THE FIRST HOSPITAL I RECEIVED CARE FROM THAT DEC. 2010 AND IT WAS FOR THE HOSPITAL BILL FOR THAT VISIT IN THE AMOUNT OF $1071. AS I MENTIONED BEFORE, I PROVIDED MY INSURANCE INFORMATION UPON ARRIVAL. THIS SHOULD HAVE BEEN COVERED BY MY INSURANCE. THE POINT IS THE BILL SOMEHOW REMAINED UNPAID WITHOUT ME EVEN KNOWING. MY CONCERN IS THAT THE ENTIRE TIME I LIVED IN KANSAS, I NEVER RECEIVED A BILL, PHONE CALL, LETTER OR ANYTHING STATING THAT I HAD AN UNPAID BILL FROM THIS HOSPITAL VISIT. HAD I BEEN MADE AWARE OF THIS IMMEDIATELY, I WOULD HAVE IMMEDIATELY INVESTIGATED WHY AND/OR I WOULD HAVE BEEN ABLE TO RESUBMIT MY INSURANCE INFORMATION TO TAKE CARE OF THIS BILL. HOWEVER, THAT WAS NOT THE CASE HERE. MY CREDIT REPORT SHOWS "DATE REPORTED: 04/2013" AND "DATE SUBMITTED: 03/2013" WHICH IS WHEN I MOVED BACK TO CA. I AM UPSET THAT THIS HAS AFFECTED MY CREDIT. IF I WAS NEVER CONTACTED BY THIS CREDITOR TO INFORM ME OF THIS UNPAID BILL, AND HAD I NOT DECIDED TO CHECK MY CREDIT REPORT I WOULD HAVE NEVER KNOWN. NEXT MONTH WILL BE 3 YEARS SINCE THIS AND ITS NOT RIGHT THAT I HAVE GONE THIS LONG WITH THIS AFFECTING MY CREDIT WHEN THEY ARE THE ONES THAT FAILED TO INFORM ME. I WOULD HAVE BEEN ABLE TO TAKE CARE OF THIS IMMEDIATELY AND IT WOULD HAVE NEVER MADE IT TO THIS EXTENT. WHAT CAN I DO TO GET THIS COLLECTION OFF MY CREDIT REPORT AND THIS BILL TAKEN CARE OF WITHOUT HAVING TO PAY OUT OF MY OWN POCKET? WOULD THE INSURANCE COMPANY STILL TAKE CARE OF THIS BILL IF THEY OBTAIN THE PROOF THAT I DID HAVE THE COVERAGE AT THE TIME? CAN THE HOSPITAL BE HELD LIABLE FOR NOT HAVING CONTACTED ME AT ALL? I DON'T FEEL ITS RIGHT FOR THE HOSPITAL TO GET AWAY WITH DAMAGING MY CREDIT BECAUSE OF THEIR MISTAKE. I NEED SOME ADVICE ON HOW TO HANDLE THIS

  2. #2
    Join Date
    Apr 2009
    Location
    Somewhere near Canada
    Posts
    35,894

    Default Re: Unknown Hospital Bill Sent to Collection

    Have you spoken with your insurance carrier?

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