My question involves bankruptcy in the state of: NY
I filed a 13 pro se. I am trying to modify the mortgage on my home which there is no equity and on a rental property which has no equity. One of the modifications turned up a few judicial judgments which need to be settled in order to complete the modification. Since there is no equity and I did not take a homestead exemption, how do I avoid the judgment liens in order to complete the modifications?

