Actually, the word "squatter" comes to mind in my nephew's case! And yes, I certainly see the point about being coy with respect to use of the word "delay", however, it could also be noted that delay is certainly an allowed tactic as long as long as one has a valid reasoning for believing one might have a reasonable chance of prevailing in court. That was my belief when I began this thread, however, as has been sagely pointed out, that is only the belief of a fool ignorant in the law on this particular matter. Though I was such a fool at the beginning of this thread, not so now, if there is something to fashion a delay strategy around, it must be found elsewhere.

And frankly, I don't see any good point at which to begin. Thank you for pointing out that the lender could proceed with foreclosure even if the estate were in probate, the attorney who advised against probate did not mention that. Good info to know.