My question involves vehicle registration or title in the state of: Arizona
My question is, me and my girlfriend own a car that both of our names are on the title. We currently have a loan with the bank and it is almost payed off. We owe about $900 dollars left on the loan. She has bad credit and was just summoned a 1400 dollar credit card payment from a debt collector. She did not respond to the summons and was just sent a default judgement in her name only for the cost. Can the Law firm who is representing the credit card company put a lien for the amount she owes on our car that we jointly own. Also as I pay down the car note (the 900 left) what happens at the end and I don't pay the lein portion ? does it gain interest ? can they reposes my car and sell it ? what can they do. Also the alternative was to pay off the loan today and try to get the car out of her name as soon as possible. What do you think. Thanks

