My question involves an injury that occurred in the Province of: Ontario
I live in Ontario, Canada. I was approaching a two-lane round-a-bout, in the outer lane. I had my friend in the car with me in the passenger's seat. As you know, you are supposed to yield to oncoming traffic, but if there is no oncoming traffic you're not supposed to stop. There was a man in front of me to enter the round-a-bout and no oncomig traffic, and his break lights weren't on so he wasn't stopping it slowing down, so I assume he was entering the round-a-bout, and I was planning on entering after him because there was no oncoming traffic. I looked to the side for one split-second to look at the other entrance lane, and when I looked back he was stopped directly in front of me and before I knew it I had gently rear-ended him. We both pulled over and called the police. When he came up to me I apologized profusely and made the mistake of revealing that I had never dealt with an accident before (I'm only 19). He then said, "the damage is minor but [I]my back really hurts[I]" as he touched his back. At that moment I knew he was going to try to make something out of this. My friend and I were both perfectly fine, and the police came and said I was free to go because there were NO DAMAGES.
Later that day at school I saw a voicemail and it turned out to be Curo Claims calling, representing the guy and asking for clarification of the make and model of my car as well as what happened. I haven't responded yet and I feel like he's going to try to claim personal injury for this.
Other details, if it helps: I'm a 19 year old girl, driving a car in my mom's name and I am on the insurance, and it is a 2001 Ford Taurus.

