My question involves collection proceedings in the State of GA: Does the SOL apply for NH or GA? This credit card account has been long charged off. The debt was also bought by Portfolio Recovery Associates and no longer belongs to Capital One. Now, out of the blue I am being summoned to court by PRA.
The account was opened in May of 2009 in New Hampshire. I was served papers two days ago in Savannah, GA. It was for a credit card and the debt was purchased by Portfolio Recovery Associates. The balance on the card states charged off balance 0 on my credit report. I thought that this has been taken care of years ago.
When does the SOL start running? I am a bit confused by that.
I will also add my last payment to them was 11/2009

