Since you don't know me and probably didn't read the facts of my case, i'll give you some humble pie. You obviously don't know how the system works. The adjuster and lawyer will settle on an offer of what a jury would award in my area. I am going to make money, as i rightly should for my pain and suffering. Even if i go to court, i will WIN, easily. When i do settle or win a judgment i will come back and post the figures. I know i am going to do great.