My question involves collection proceedings in the State of: Illinois
Hello people; I owe a substantial amount of money (in excess of $100k) on various credit cards due to bad business investments. The debt collectors continue to call my office and my home. I am willing to enter into a structured payment plan if I am able to negotiate one. However, I am not a USA citizen (I do reside in the United States). Is there a specific process or protocol that I should follow in order to develop a structured payment plan?
Thank you for the responses.

