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They are not permitted to create a hybrid 3rd contract absent something you signed allowing the modification. That is unlikely. I would
discuss the issue with the Sales Manager or owner.
Thank you for the reply. I've been back to the dealership 6 times (3 hour drive one way) and talked with both owners of the business and the sales manager. I have been told by the owners that "We pay my finance manager to handle the paperwork, and you're in good hands". The sales manager just keeps referring me to the ownership, stating it's above his pay grade.