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  1. #1

    Default Bank Employee Disclosed a Private Conversation

    My question involves a consumer law issue in the State of:California

    What type of a crime is it and what type of attorney would handle a case involving a/THE Major bank's employee involved with a criminal element and divulging a private conversation I had when calling into the Major Bank's phone system? The disclosure ultimately resulted in putting me in a dangerous situation and a "cloud on title" to my property. Due to the Cloud on Title I am unable to obtain alternative financing on the property nor bring in an investor. I have a strong $800,000 in equity.

    I have been in foreclosure for 3 years trying to get the bank to make payment arrangements. I have used every arguement I can think of, I do not qualify for a modification and my mortgage is owned by THE major bank, not a government agency.

    The bank has agreed to rescind a foreclosure auction sale where they sold the property to an investment group they work with, for an Opening Bid that was 1/2 million LESS than they were asking from ME and arguably $1 million under value. They performed this moments after a BK13 filing.

  2. #2
    Join Date
    Sep 2011
    Location
    OH10
    Posts
    17,019

    Default Re: Foreclosure:bank Liability for Illegal Activities of Employees Disclosing Informa

    The major lien holder is permitted to convey information you provide them, to protect their interests. It appears you are unable to obtain alternate financing because you are attempting to declare bankruptcy on your debts and have lousy credit.

  3. #3
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Foreclosure:bank Liability for Illegal Activities of Employees Disclosing Informa

    Quote Quoting Ginnie_CA_SantaBarbara
    View Post

    The bank has agreed to rescind a foreclosure auction sale where they sold the property to an investment group they work with, for an Opening Bid that was 1/2 million LESS than they were asking from ME .
    but the BIG difference is they were going to write a check for what they agreed to pay for the property. It would appear you are having difficulty making your regular payments, let alone paying off the debt in full right now.

    btw: you are able to bid on your own property at a foreclosure sale. You could have bid more than the other party if you so desired. Of course that would mean you would have to write a check, like the other party is planning on doing.

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