
Quoting
JB207
My question involves collection proceedings in the State of: Ohio
My parents and I live together. My mom had to open a credit card in order to pay for a medical procedure. The doctor's office did the application with her in person. The doctor's office asked if there was any additional income in the house, because my mom has a low income, and my mom said I lived with her. They said that they could use me as additional income. They called me and said that they were going to use me as additional income and they needed my social and annual income. I gave them my social, and annual income, and that was it. My thoughts being they had to validate that there was the actual extra income in the house and they weren't making up a number. However, on the medical credit card I am listed as a secondary for the card as if it were a joint application. I however, never agreed to be a joint applicant, nor did I ever sign anything for this card. I just gave them the info for my annual income in order to boost my mom's total household income. I never wanted to be on the card.
Do I have a case to dispute this? I want to be removed off the card and my name wiped off from owing them a debt. Because I never signed for it, nor did I consent to be a join applicant.
Thanks!