Can anyone please tell me what the statute of limitations is for private student loans in the state of North Carolina? Also, this was an old loan through AES/NCT that just showed up on my credit report that was actually discharged through a chapter 7 bankruptcy filed in December of 2011, that was at least according to the court documents that were received. The loan defaulted due to some serious health issues from my accident in the latter part of 2007. Any input on this matter will be highly appreciated before I attempt to contact NCO Financial about this matter. Thank you!

