I was involved in an accident in April. My insurance was canceled a couple of weeks before the accident. My license has been suspended for a year, due to no insurance. A police report was not filed, however the police happened to drive up after the accident and checked if we were ok. The other driver was at fault and has told her insurance company that I was at fault. They are aware that I was not insured at the time. They now have collection agencies after me for over 6k of repairs.
Anyway, my question is this, how can they come after me with no proof of who was at fault? Can they sue me? I didn't file a police report because I wasn't insured and was scared. Of course she didn't want one either because she was at fault. What should I do? Any help would be greatly appreciated.