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  1. #1
    Join Date
    Jul 2013
    Posts
    1

    Default Debt Collector for Two Year Old Medical Bill

    My question involves collection proceedings in the State of: California
    My son received a call from a debt collector regarding a medical bill for an ambulance ride from two years ago. He was in high school at the time but 18. We had large medical bills as he spent over two weeks in the hospital and several weeks of after care. I have excellent insurance and most was paid 90% - 100%. We never received a bill or phone from this company. I was able to speak to the ambulance company and was told they did not have an address so sold the debt, the service was on May 5th, 2011 and it was sold on May 12th, 2011. I tried to follow the trail but to company who bought the debt could not give me any information as they sold it too. We have a debt company working for some type of company who holds this debt, $1,667.75. I am not sure if my insurance will pay this late. What can I do, I do not want my son to have bad credit.

  2. #2
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Debt Collector for Two Year Old Medical Bill

    Quote Quoting gaaland
    View Post
    I am not sure if my insurance will pay this late.
    Oh for Pete's sake, call up the claims department and ask.

    Quote Quoting gaaland
    View Post
    What can I do, .
    Call up the claims department and ask. If the insurance company won't pay, you write a check to settle the account.

    Quote Quoting gaaland
    View Post
    I do not want my son to have bad credit.
    Probably too late for that.

    He should check his credit reports at www.annualcreditreport.com and see what's on it.

    It might show a collection account.

    If it does, then paying it off will get the entry changed to show a paid collection account and his credit score will improve over time.

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