Hello,
I'm reaching out to this website in hopes that I can open a new window that I have been unable to find with my divorce situation. So far I have met with three attorneys and all of them have said that I have NO options and the only way out of this would be to file bankruptcy, which I am also being told that I am not a good candidate for.
My situation is as follows... Ill try to be brief and descriptive...
Married nov 2010
Separated dec 2011 and began divorce paperwork with an attorney. Fought with wife over signing divorce papers for almost a year. She finally pissed off her attorney enough by scheduling appointments and not showing that her atty demanded she come sign the papers or forfeit her as legal counsel.
Divorced nov 2012.
Divorce documents approved by her and the judge state that all parties have 60 days (well past that now) to refinance all items assumed in the divorce into their names ONLY (neglected to put an "or else" thinking that a court order held water for a contempt of court case... Apparently not.) The decree also states that the party who assumes the said debt to be refinanced will also hold the other party harmless to the debt after the 60 day grace period.
I was able to sell the two vehicles that I assumed in the divorce of which both were extremely upside down and took care of the difference. She was to assume a vehicle that had positive equity and the home of which what's owed is what it's worth. I have attempted to contact her in regards to the refinancing of the house and I am replied to by her mother or father in an extremely rude manner (usually something along the lines of mind your own business - with a few colorful words). I did however have one conversation with her via text message in which she states that her attorney says she DOES NOT have to refinance anything. I have this conversation saved for evidence if needed.
Before the divorce I ran her credit and she has defaulted on numerous school loans, doctor bills, and credit cards.
I have paid off all marital debt and other miscellaneous debt in order to try to better my credit score but I am still under water due to her vehicle and the house in which I am still on.
The car payment is made when she feels like it, and the house payment is made in such a matter that it basically keeps them from foreclosing.
I whole heartedly believe that the divorce decree was signed with intentions of fraud to the extent that she had NO intentions of fulfilling her end of refinancing ANYTHING because she knew that if I were to take her to court for contempt of the divorce decree that the judge would look and see a single mother (not my child), bad credit, and low income and tell me that I was just out of luck. This is what three attorneys have told me so far and I REFUSE to accept this!
PLEASE... If you know ANY loopholes here that have been missed please provide me with that information. I'm begging for help here. I'm 25 years old and because of a mistake (not a child mistake, a marriage mistake!) I'm being hung out to dry for the next three years on the car and 20 something years on the house!
Any tips are greatly appreciated! Thank you very much!

