My question involves collection proceedings in the State of Louisiana: The first I heard of me owing a debt to the Army and Air Froce Exchange was when I was getting a refund from the IRS and was paid to the EXCHANGE. Now, this bill is ooooooold, like 2003 or 2004. A collection agency is now involved, NCO Financial, with a balance of $5,772.91 and interest accrusing every day.
HELP ! ! ! What do I do???

