
Quoting
MrBlergal
My question involves collection proceedings in the State of: California
New here, quick question. Someone used my personal information for a payday loan from a offshore site. It was placed back in Oct of last year, and has been taking $150 ea. month (I know, I know, I didn't check and react when I should have, although I'm a student and rarely spend money on anything besides food). Anyway, since the principle was $500 I'd imagine it's been paid off already yet they continue to charge. This would look suspicious in terms of trusting me as not being the one who took out the loan, and they'd be correct but I've never had a job before so how could I be the one at fault?
Anyway, seeing as I didn't apply for this loan, but have used my account since then, and have no job (disqualifying me for the loan), where should I go from here? Do I file a Police report, and then close all my accounts?