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  1. #1
    Join Date
    Oct 2006
    Posts
    1

    Unhappy Collection agency threatening to sue

    I live in Illinois and recently received a phone call from a collection agency for medical bills from 2000. They stated that they would sue if we do not start making an attempt to pay. I have two questions, since they happened in 2000 are they trying a last attempt before the medical bills just become write offs? My other question is if I was to pay say, $10-$20 a month, could that possibly hurt my credit? I have read that by paying on old accounts just opens them up again and can affect your credit.

    Worried in Illinois.

  2. #2
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Collection agency threatening to sue

    "writing off" a debt does not discharge a debt. It is only an accounting term basically stating the company expects to not recieve payment. It has to deal with their tax situation.

    yes, making any payment resets the date for the staute of limitations.

    they can refuse to accept anything les than payment in full.

    the SOL on written contracts in Illinois is 10 years. Prommissory notes is 6 and oral agreement is 5. You probably have a written contract with a medical treatment situation. If so, the SOL has a long time before it runs ans that gives the creditor plenty of time to sue you.

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