Quote Quoting Person12
View Post
When the creditor files for the writ do they have to list which banks will be levied or is it the duty of the Sheriff to find out where my accounts are?
The creditor has to list the bank in order to get the writ. It's not up to the sheriff to hunt down your accounts.

Quote Quoting Person12
View Post
Will they notify me if they tried levying other accounts that did not exist?
According to the court website the debtor is supposed to be served a copy of the levy at least by mail. I have not been able to determine if that requires a signature receipt or just an affidavit of mailing. If the latter, there could be any number of reasons why you might not receive it.

Quote Quoting Person12
View Post
How long until you think they find this account and levy it?
I doubt if anybody can answer that question with any degree of accuracy.

But you might be summoned to court for a debtor's examination where you would have to reveal the account location under penalty of perjury.

Quote Quoting Person12
View Post
I have cashed checks at WF that was the garnishee, but I did so without an account because the people giving me the checks have WF accounts so they can verify the funds since it's the same bank it's being drawn on. Will I still be able to cash checks at WF
That depends on WF. You'll have to try it and find out.

Quote Quoting Person12
View Post

Since they levied the wrong bank, am I still responsible for the fees (filing, sheriff, bank, etc) with them hitting the wrong bank?
Well, the creditor will continuously be adding costs to the amount of the balance. I suppose you might be able to seek relief from the court for the costs incurred if you can show that the creditor had no good reason to levy that bank. But until you do that, the costs will just keep adding up.

Quote Quoting Person12
View Post
What's to prevent them from blanketing all the banks in the area and trying to get me to pay fees for each and every wrong hit?
Nothing.

But that's one of the consequences of defaulting on a debt. Bad things happen at the worst possible time.

Quote Quoting Person12
View Post
Can WF even attempt to charge me (I hear it can be $100) for processing the levy?
Yes.