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    Join Date
    Mar 2013
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    Default Is it Safe to Send Cancelled Check to Collector to Validate Proof of Payment

    Is it Safe to Send a Cancelled Check to a Collector to Validate my Proof of Payment to him?

    My question involves collection proceedings in the State of: Washington.

    JNR adjustments claims I haven't yet paid a debt although I have the cancelled check to JNR from a couple of months ago. The adjuster says that I have to provide proof of payment by sending a copy of the cancelled check, but of course that includes the routing and account #. I'm afraid they'll use that to take further payments, I cannot allow them access to my account generally. Questions:

    1) It could be sloppiness, but it sure sounds like a scam that they don't have proof that I've paid.

    2) Is there any actual danger in sending them the cancelled check?

    3) Can I require that my bank disallow any access to my account?

    4) Given this escalation, what else should I be doing to protect myself?

    Thank you!

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