My question involves collection proceedings in the State of Ohio:

Hello, I am preparing to sue the above entities in the Southern District of Ohio and, as I proceeded to draft the complaints (which were being prepared as two separate actions), it dawned on me that I could probably just as well name each as defendants in the same suit and save some considerable time and trouble. However, I don't have a great deal of experience in this area of law and I wanted to get a second opinion on this. Also, I'm having some difficulty acquiring the registered agent information for both entities in Ohio, so any insight as to where I could get that information would be very helpful as well.

I've documented a long exchange of debt validation letters and disputes (sent via certified mail on my part, of course), as well as the non-compliance from each referenced entity in response to my requests, so my efforts will likely result in settlement. While I'm on this topic, given that I do intend to sue all three credit reporting agencies, I wonder if I could simply cobble each agency into this complaint as defendants...any suggestions or is this wise to attempt? Divide and conquer, i.e., sue them each separately to gain more-favorable results?

I appreciate any feedback or input on these matters, and I look forward to all responses. Thanks