My question involves collection proceedings in the State of: Georgia.
Hi All,
My girlfriend has a credit card debt from early 2000s. She was served with papers a week ago showing the debt principle was 2k and interest is 2k for a total of 4k debt. We just pulled her credit report, and the report shows that the item will expire (or be removed) from the report NEXT MONTH (April 2013).
What are her options? Can she simply ignore the served papers and not pay anything? Should she contact their lawyer and try to start to arrange payments? Should she hire a lawyer or debt consolidation agency to reduce the amount of interest?
She is trying to get on track with good credit. My thinking was to pay back the debt completely, but if the 4k is not "needed" to be payed back due to the statute of limitations, maybe it would not be the best action?
I work in IT, so I pretty much have no idea what I'm talking about, so apologies if I am misusing any terminology.
Please advise. Thank you for your time.

