You file 8889 with your tax return. You do not file the form 1099-SA. If you cannot understand how to fill out the form from the instructions provided by the IRS and you do not want to spend any money to get help elsewhere I can't see how you're going to complete your tax return. The IRS hires people expert in writing instructions that interpret and help people comply with the tax code. Nobody here is going to be able or willing to write out instructions more understandable to you than the IRS has provided.

