State of New York...I have 4 active credit cards, all from separate banks. All are in good standing but one has become unmanageable as far as my ability to pay the minimums (Total debt $15,600...minimum payments $400 mo). The other three combined total min. payments of $120.

My question is this....I can't pay all four so what would generally happen if I defaulted on the larger debt of the one card and continued payments on the remaining three, and how would it effect my standing with the other cards ? First time poster so apologies if this is in the wrong forum. Any feedback or links appreciated.