My question involves an accident occurred in the state of: Virginia
I was leaving the parking lot and about to make a left turn, a car (Car 5) decided to try to get by me from behind and get in front of me to my right. Car 5 blocked off my line of sight partially. I proceeded to look both ways and then turn left onto the main road and I hit a car (Car 3) that was speeding and managed to get in front of me, I hit that person in the back left of the car, damaging my front right and his back left. We talked and tried to exchange information, I have no insurance and they allegedly talked to their insurance company. I gave them my name and number, but when I asked for theirs, they refused to give me their information completely, they were very unprofessional and I am skeptical they were doing something wrong. I was partially in the road before Car 3 even showed up, what I am thinking is that because I was already in the road, Car 3 would have been able to safely slow down and I would have been able to get into the road safely. The weather was pretty bad, there was a couple of inches of snow during the morning so the road was all wet by the time it happened. What I want to know is if I really am at fault and if I am, is there a possible loophole I can exploit or use to get out of paying fines/being sued. I'm glad everyone is ok, I just cannot afford to pay for any damages, they said that their insurance would be able to cover them and my car.

