My question involves judgment recovery in the State of: Georgia

Hello,

I have a judgment against me from a bank for credit card debt and a personal line of credit debt.

Can this judgment be discharged in Chapter 7 bankruptcy in the state of Georgia?

If I do not file for bankruptcy, I have a term life insurance policy which names my wife as the beneficiary.
Can the judgment creditor get funds from the life ins. proceeds?

Thank you.