My question involves child support in the State of IL, but the BF (biological father) lives in MN:
The short version: A bank fraud rep emailed me stating that some funds that had been deposited into the joint checking account I have with the BF (for the purpose of paying child support and sending holiday/birthday money for the child) were intended for "other business" and was "mistakenly deposited into the account". It has been almost 2 months and I have already used the money to pay some bills and debts. I want to know what are my rights as an owner of the account, and what I should expect.
The long version: I did not set up this account, I begrudgingly agreed to share this account with the BF. I wanted to have the BF send a check so that it was clear what was child support and what were gifts (holidays, birthdays). He refused several times and I have the emails to prove it. He has deposited strange sums into the account before and not told me what was going on- I had no reason to think there was any problem with taking out the money.
To this day the BF has not called or emailed me to say that I should not have taken out the money, or that I should replace it. We are in the lengthy process of setting up court proceedings in IL to cement child support amounts and arrangements, but in the meantime the BF has told me to get the child support from what he deposits into this account or not at all.
Also, the amount was a large one, enough that I thought he must be partially paying toward the back childsupport that I told him I am pursuing now that the state is involved. I don't think I should have to replace the money into the account, but I am concerned why the bank rep in fraud investigations is emailing me. Do you think I need to hire a lawyer? After speaking to a lawyer friend, he thought I had been within my rights to withdraw the money and that I shouldn't worry about paying it back. Any thoughts? Thanks so much!