My question involves a marriage in the state of: CA

Wife has verbally indicated that she will not ask for any portion of house (225k mort. on 175k value)
If we use help-u-file.com can we just not declare it on self-prepared forms, or does the court take a dim view of that?
Would I be required to (short) sell the house even if she agreed to ignore it, or could we both specify that she will not contest the house?
Does the 50k underwater portion of the house debt affect how much I would need to pay her for the house, if required?

Also, if my wife makes 20k (95k vs 75k) more than me, can I use that as a bargaining chip to avoid splitting unequal assets?
Would I be able to ask for alimony and how much? (1 Stepdaughter age 20, her daughter)
My assets: ~200k retirement accounts plus house with underwater mortgage.
Hers: ~100k retirement plus 20k stake in an apartment.


Finally, if I do not agree to the divorce, what can she do to force me to accept it?
Sorry, lots of questions.