My question involves bankruptcy in the state of: Oregon
I have half a million unpaid State+Irs debt I will declare bankruptcy on later this year. This debt was from 2009. I filed an extension on my taxes that year so they were filed in early October 2009.
I am going to file my own bankruptcy because I cannot afford an Attorney.
I have a few questions...
1. What is the earliest I can file?
2. What would happen if I filed a few days before that date on accident? Would I not be able to file for another three years or would I be stuck with the debt a full ten years?
I am confused because the taxes were filed at like October 5, 2009, but on the distraint warrant it says "2009 12 1" below "Year, Period, and Liability".
3. What is the best bankruptcy software I can use to self-file and have the court fee waiver?
Also, do I need to do those consumer debt education course things? My debt is primarily not consumer debt...
I don't want to mess anything up... Thanks!

