Inspecting Occupied Bank-Owned Housing On Behalf of the Lender

[sjlinspects]

My question involves criminal law for the state of: Florida
I work for several banks inspecting houses in the foreclosure process. Some of these are vacant and some are occupied. One of the companies that we do work for is now requiring us to take pictures of the back of a house even if it is occupied. They are telling us that because we indirectly work for the bank, we are justified in being on the property as we are only there to take pictures, but this does not seem right. We work under the premise that as long as we stay off the property we can stand in the street or be inside our vehicles and break no laws, even though we still have people that get angry with us when we are not on their property for taking pictures, but to walk up to someone's house and walk to their back yard and start snapping pictures does not seem right. Is there anything in the Florida State Statute that may address this directly that we can give to our bank and advise them that we are not going to go onto the property of a house that is occupied?

[Disagreeable]

Did you not ask this exact same question and engage in discussion about a month ago?

[Mr. Knowitall]

They may be asserting a contractual right to inspect and document the condition of the property. See, e.g., this discussion of the standard language of a FNMA mortgage.

If you are not comfortable performing the services that your client wants, you have the option of declining to work for the client.