My question involves a consumer law issue in the State of: NY/NJ...I enrolled my child in a behavior modification school ( I was at a loss for options for my then out of control teen)...admission and tuition led me to take out several loans to enroll as well as maintain tuition payments...however I was unable to maintain the tuition payments so I pulled her out of the school...fast forward a few years later, I find out the school was a scam all along and were ordered to close by the state. I however still have outstanding payments due with judgements on my credit to this date..what legal standing do I have and what are my options if any.
With these strenuous economic times anything I can do to lessen any financial obligations will be a great help to me.

