Why do attorneys always recommend bankruptcy when a consumer is sued for credit card debt they do owe? There appears to an abundance of information pointing to the fact that junk debt buyers and even most original creditors cannot properly document debt, as well as provide affidavits supporting those documents, to prove to typical court standards that the consumer does in fact owe the credit card debt.
Why not defend the case at least to the point of forcing the plaintiff to put up or shut up? If judgment results, then it is time for bankruptcy, right?

