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  1. #1
    Join Date
    Jan 2013
    Posts
    2

    Default I Was Misled when Applying for College

    My question involves a consumer law issue in the State of:

    I apologize if this is under the wrong forum title.

    I started going to school a couple years ago. When i applied i was promised that i was eligible for cal grants that would cover 90% of the cost of school...

    I was told that i would only need to take out a one time loan of 9,000$ to cover what was not being paid for by cal grants and financial aid.

    Well, what they never told me was that the year that i applied was the last year that this school was eligible for Cal Grants. They knew damn right that they couldnt the school wasnt eligible for cal grants- but kept telling me that i would be receiving cal grants, which is the only reason i ended up going. I could handle 9,000$ in student loans, but oh was i in for a surprise..

    I checked my credit score about a year into going, and to my surprise i found out that i already had 29,000 in student loans!

    So i checked why that could have been, and it is because i Didn't receive a single penny from cal grants- and i later found out that the school was put on a list that was denied for cal grants because of a high default rate(which honestly isnt nearly as high as some schools that still recieve cal grants)

    So obviously the school had full knowledge that i wouldn't be receiving cal grants, when they were telling me straight to my face that i would be receiving them.

    Had they told me that i would basically be forced into taking massive amounts of student loans, i probably wouldnt have signed up, and taken my education elsewhere...

    Can you see if any laws have been broken, or there are any legal actions that can be taken...

    Ive told EVERYONE about this school and how great the opportunity was with the amount of grants available, now me, my brother and 3 of my best friends will end up with 30k of student loans instead of the manageable 9k i was told about.

    Sorry for the quick message, but im in a rush with homework and taxes....

  2. #2
    Join Date
    Sep 2012
    Posts
    1,991

    Default Re: I Was Misled when Applying for College

    was this a private for-profit "university"? you could take the facts to a lawyer to see about suing for false advertisement / breech of contract / fraud / consumer protection violations.... keep in mind you will have to prove that they lied or intentionally mislead you

  3. #3
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: I Was Misled when Applying for College

    If you filled out a loan application for only $9,000, you would have received a loan of only $9,000.

    So, tell us about the loan application(s) for the other $20K.

  4. #4
    Join Date
    Jan 2013
    Posts
    2

    Default Re: I Was Misled when Applying for College

    It was only when i went to apply for my financial aid for my second year that i was told that i was not able to receive cal grants.

    So it was either drop out and take the hit for the loans i already owed and go back to finding $10/hr jobs, or see it through and finish.

    Before i started school I was stuck in a dead end job that was going nowhere, and was actually on its way out of business. So my frame of mind at the time was "anything is better than this".

    edit: im sorry, i mistyped, when i checked my credit score, it wasnt 29,000, it was 19,000. but now its around 30k. Most of which was supposed to be covered by cal grants in the first place.

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