Quote Quoting tdc
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My question involves collection proceedings in the State of: Utah.

So I just got a court summons about 2 hrs ago for an old credit card debt. All the courts are of course closed because it is Saturday, and I figure I should deal with them rather than calling the company suing. The Statue of Limitations in Utah for Credit Cards is 4 years (as far as I can find online). I'm pretty sure this debt is older but I'm not sure. I haven't heard from them in years actually. It was a Bank of America cc account, but the company suing is a collection agency in NY (Calvary Portfolio, LLC). Does anyone know how I can find out when exactly I defaulted and the SOL clock started ticking? Or am I just going to have to wait and talk with Calvary? I appreciate all your help.
you are going to have to file a proper response to the suit. Regardless what anybody says, do not fail to do that.

I don't know what you figure you will have to deal with the courts for. There are procedures in place when suing or being sued. You follow those procedures. Nobody at the courthouse can or will give you legal advice. They will not dismiss the suit simply because you called them and explained something to them.

Do not trust the plaintiff to tell you when you defaulted, at least prior to the hearing.