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  1. #1
    Join Date
    Jan 2013
    Posts
    1

    Default The Person I Hit is Trying to Make a Profit

    Yesterday, at my school parking lot I accidentally bumped into another car. The damage was not bad (scratches, paint on the light, tiny dents) and the cop even told me he estimated it to be an under $400 case. Today I got a call from the person's dad claiming that the damage is ~$1400. What can I do about this? I have a case # given to be by the cop.

  2. #2
    Join Date
    Sep 2005
    Location
    California
    Posts
    20,594

    Default Re: A Person is Trying to Make Money Off of an Accident

    What the officer thinks the damage might be based upon first blush is hardly binding. If you do not want to pay the $1,400 deny to pay the claim and let the insurance companies hash it out.

    We cannot possibly say whether or not the $1,400 estimate is good or not.

    It is not uncommon for a simple scratch and tiny dents to cost $1,000 or more to repair. When you count labor and materials, and then the repainting (which often requires doing the whole car to blend the paint) it can easily approach or exceed $1,000.

  3. #3
    Join Date
    Sep 2011
    Location
    Oklahoma
    Posts
    232

    Default Re: A Person is Trying to Make Money Off of an Accident

    Let the person you hit file a claim against your insurance.

  4. #4
    Join Date
    Sep 2012
    Posts
    101

    Default Re: A Person is Trying to Make Money Off of an Accident

    Quote Quoting FullAuto
    View Post
    Let the person you hit file a claim against your insurance.
    OR negotiate with that person before telling him to file a claim

  5. #5

    Default Re: A Person is Trying to Make Money Off of an Accident

    If you are trying to avoid insurance claim, ask him to get three quotes, one from a repair facility you choose. Agree to pay the lowest.

    If you have to do the insurance claim, let the insurance company deal with it...that's what you pay for.

  6. #6
    Join Date
    Sep 2011
    Location
    Oklahoma
    Posts
    232

    Default Re: A Person is Trying to Make Money Off of an Accident

    Quote Quoting Vincentlyjd
    View Post
    OR negotiate with that person before telling him to file a claim
    ...and get raped because you don't understand how the business works and the bodyshop wrote 300% of the actual damage so you agree to pay 200% and think you got a good deal.
    Quote Quoting JKWB
    View Post
    If you are trying to avoid insurance claim, ask him to get three quotes, one from a repair facility you choose. Agree to pay the lowest.
    All 3 of those estimate will be greater than what your company will pay out.

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