My question involves a traffic accident in the State of: CA
I was in an accident yesterday. I was going over an over pass going 30 (speed limit). In the middle of three lanes. I was rear ended. The car behind me hit my left rear corner of my car with the right front corner of his car. Although the two car hit in the corner I was a hit from behind (not the side impact). My guess is that this car was trying to pass me or tried to avoid hitting me by going to the left.
The problem is they claim I was changing lanes (I learned about his a day after the accident when contacted my insurance company). I was not. The police refused to file a report they said they don't file report unless there need to be an ambulance.
Today I need to seek medical attention.
My questions is what is the law on this. Even if I am changing lanes (which I am not) if they hit me from behind they are still at fault, right?
The other thing I did not like is that in the pass if the other guy is at fault I just go to the other person's insurance and file a claim. This time I reported it to my insurance. They told me that they have to do an investigation and they (my insurance company has to determined who is at fault). I am afraid my insurance company will try to sweep it under the rug and not do a good investigation and make a deal with the other company).

