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  1. #1
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Former Employer Reporting Me to Credit Bureau

    It doesn't matter whether you were using the benefits or not. UNDER THE LAW they may not allow you to drop them unless it is either a qualified life event or the annual open enrollment period, and the IRS, not the employer, decides what is a qualified life event. The employer would be in violation of the law if they allowed you to drop the benefits when it was not a qualified life event (or open enrollment) and if caught in an audit (and ALL plans are audited regularly) it could put the entire plan in jeopardy. I am not exaggerating.

    Sorry, but you do owe the money.

  2. #2

    Default Re: Former Employer Reporting Me to Credit Bureau

    CBG thank you for your response, but one more question please.

    If I don't pay it and they report me to the credit bureau am I done with this then, and just have it on my report? and how long would it remain on my credit?

    Thank you

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