Thanks for the note, I am just trying to formulate a strategy with this. no matter what this is going to be on my credit report. myfico.com says equifax has me rated in the 630s. I havent done anything with credit in 4-5 years, ironically myfico.com set me up with a bill me later account for the yearly subscription. When that happened it went from 611 to 630ish. HAHA.
Like I said I appreciate your thoughts and am in the process of acessing
a real world view on how to deal with these people. Especially since I havent
spoken to them in years, not to mention I am nearing the statutory time
where they cant really enforce the debts with me. Again I live in FL and most
of these notes are greater than 4 years since the last activity on the account.

