My question involves a consumer law issue in the State of: New York and/or Connecticut
For some time, I belonged to an online earning site (where one can earn money for surveys, etc). Obviously, this sounds scammy, but I can assure you it's reasonably legit; they have sent payments in the past.
On this site, online earnings are posted to your account with this site, and paid out by cheque on request, similar to Paypal earnings, albeit by paper cheque rather than direct deposit.
Recently, the administrators of the site informed me that I had been banned based on an allegation of fraud. They didn't offer any proof, or even any specifics. They did claim, however, that all of my earnings (roughly $200) were now forfeited.
Obviously, they're a private company; I don't have a right to belong to their site. I would assume, however, that I have a right to my past earnings.
Had I pressed the "send a cheque" button prior to this ban, I would have been paid, so I presume that past earnings are legally money they're holding on my behalf, that they can't unilaterally take for themselves.
Their terms of use state that specific earnings obtained through actual fraud are subject to forfeiture, but not that all earnings are subject to forfeiture based on unsubstantiated allegations of fraud.
So basically, am I right in assuming I'm entitled to my past earnings?
And if they refuse to pay, would I have to sue them in the state where their headquarters is based, or could I sue them in my own state?

