My question involves collection proceedings in the State of: California
Hello I went to a private university for a semester and left due to it costing too much. i had a collections agency calling me and we started a payment plan. for about a year i made my payments on time. I asked last year for a letter describing all my payments and what was left. I never received such letter and didnt hear from the agency for over a year. My life changed in that year i had an unplanned pregnancy, lost my job and went on welfare, Now they are contacting me again and the debt is back where i started, its as if i never made any payments at all. Im still on welfare although i did just get a a part-time job. I make about 100 a week or so. my question is if i cant pay them right now and the keep asking for money now or they'll sue what can i do? should i file for bankruptcy? I have no property or anything of value. i should add that I'm also paying back my student loans and i was just in the hospital for 2 weeks so i havent been able to work. My debt is about 14k when I had already brought it down to about 6k. Should i contact a probono lawyer? should i ask to work it out? (althought ive done that before and they were adamant the wanted an amount i couldnt afford)

