My question involves insurance law for the state of: Florida
On Sept. 22, I was involved in a car accident. I had just got on the turnpike in North Miami and seconds later, I felt a huge bang. The car rear-end me had been driving too fast and the driver of that vehicle received a citation.
I had taken the car to the Dealer where I purchased the car (Toyota) to do the repairs.The insurance company sent an appraiser out he gave an estimate of $1,298.21 and the body shop started the repairs. The shop had to ask Star Casualty for additional $883.90 and they Ok’d that. The shop than found more damage the crash had broken the passenger tail light and let water fill up the battery compartment and shorted out the battery and all the display panel in the dash. The insurance adjuster went out again to look at it and determined that was not caused from the accident. The shop is saying it was caused by the accident. So I am stuck with out a car and now with a job or money to get my car back. I know the shop is right because the display went out in the crash. That is what made the car not drivable or I would be driving it now.
Star Casualty has sent me a check for $1,298.21 that was the first estimate from there appraiser. I than get a second check for $215.61 and this check did not make any sense to me and I cannot get any answers from the insurance company. It seems like I am stuck between a rock and a hard place with no way out please help.