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  1. #1

    Default Resetting the Statute of Limitations Clock

    My question involves collection proceedings in the State of: Georgia and South Carolina

    Got a call from a debt collector about a 15 year old time-barred debt.

    Debt was incurred in SC and I am now, finally, working in Georgia.

    My questions are simple.

    For each state (Georgia and South Carolina) what allows the Statue of Limitations Clock to be reset?

    Is there any possibility that the Statute of Limitations may incurr in another state?

    I am asking this because this call was 'cold' on a new cell phone number (how they agregated that little piece of data I'd dearly love to know. Surely a violation of the 1974 Privacy Act!) And, with the rapid fire questioning it was hard to keep my cool and they followed up with an inquiry of my credit report.

    I have not knowingly acknowledged either the debt or that the caller had the right person...

    Thanks

  2. #2
    Join Date
    May 2008
    Location
    Louisville, KY
    Posts
    1,877

    Default Re: Resetting the Statute of Limitations Clock Georgia and Sc

    Don't make any payments (even partial) and don't talk to them again.
    If you feel you must, send them a (short) debt validation letter, and if and when they can't validate (with information from the original creditor, not something they've made up themselves) then send them a cease and desist.

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