My question involves bankruptcy in the state of: Calif. Years ago my mother defaulted on her credit cards. She lives on Social Security and a pension. For a few years she was harassed by collection agencies and got letters (I answered all the letters asking for proof of the debt, they never responded again). On the calls I just told them, take her to court, get your judgment, she has nothing you can take. The calls stopped soon after. At what point will creditors give up? Is there an age where they won't bother you anymore? She was advised by senior legal aid to just stop paying her cards. She was 79 when this all happened, she's now 87. Haven't heard anything in years from collection agencies. If you are of a certain age, will they just give up? I'm asking this after reading online how collectors can go after you for 10 years. Are there circumstances where they will give up?

